The Easy Way to Find the Right Credit Card for You

We make it easy to compare the top credit cards with the features you want.
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Credit Card Comparison Tool

Finding the right credit card for you can be daunting with so many different issuers and card types. You want it to have the features you desire whether they are 0% Intro APR, great Airline rewards, no Foreign Transaction Fees for international use, or cards for people with not-so-good credit. We've made it easy for you with the card catalog below. Simply select the type of card you want and see a list of matching cards with their rates, fees, and features all in one spot.

Leading Cards of 2016

Here are our picks for top credit cards from our partners for June 2017 based on their features. Compare these cards, including rewards and interest rates, to help you find the best credit card for your situation.

0% Intro APR

Does 0% interest sound like a pretty good deal? These cards offer an introductory interest rate of 0% APR ranging from 6 to 18 months. This rate might be offered for balance transfers as well. Compare these offers from our partners.

Balance Transfer

If you owe on one or more credit cards with high interest rates, a balance transfer card could be a great way to consolidate your debt and save money. The cards featured here offer low introductory interest rates, some as low as 0% APR for a year or more. Before you make a change, note that some cards may charge a balance transfer fee.

Cash Back

Many consumers prefer earning cash rather than points so they can choose how to spend the rewards. The credit cards on this list give you rebates and cash back on your purchases. The bonuses on some cards are offered on rotating shopping categories, like groceries, gas, restaurants and retailers, so keep an eye on when to opt in for these bonuses. You will usually need a good or excellent credit score for one of these cards.

Cards for Bad Credit

Even if you have bad credit, you still have options when it comes to cards: Secured, Unsecured and Prepaid. Secured and Unsecured credit cards report to the credit bureaus, so they can contribute to your efforts to build your credit; Prepaid debit cards do not. Unlike Unsecured "regular" credit cards, Secured cards require you to make an initial deposit with the issuer. A key to building your credit is making on-time payments with your creditors and keeping your account balances relatively low. Read the card offers below to be sure you understand the fees.

Cards for Fair Credit

With a fair credit score, you have a choice of credit cards. Although you will probably have a low credit limit and possibly an annual fee, some cards may even offer you rewards. Choose one of the cards on this list and you can begin work on improving your credit.

Low Interest

There are several low-interest credit cards available to people with good credit scores. If you usually carry a balance on your credit card, consider the annual percentage rates (APR) on the following cards carefully. Some offer low introductory interest rates, while others set a low, fixed APR, so think about which option would work best for you.

No Annual Fee

Some of these cards waive the annual fee for the first year, while others never charge an annual fee. In addition, some offer rewards programs or low interest rates.

No Foreign Transaction Fee

Using your credit card while traveling outside of the U.S. can quickly get expensive as many card issuers charge an international transaction fee of 2-3% on every purchase. These cards don't, so try one of them to save while traveling overseas.

Rewards

These cards offer a variety of benefits, allowing consumers to earn airline miles, hotel or loyalty points and even cash back in exchange for spending. To be approved, consumers will typically need a good or excellent credit rating.

Travel & Airline

Earn rewards when using these credit cards. Frequent flyer miles and bonus points from airline and hotel partners can be redeemed for free or discounted flights or accommodations. Many of these cards also feature introductory bonuses, so read the offer in full to learn how to qualify.

Prepaid & Debit Cards

A prepaid card is one of the best ways to keep your spending, or even keep your children's spending, under control! Load money onto the card before use, then all the purchases made will be deducted from the available balance. You can add money to the balance as you desire. Note that you won't be able to build up a credit history or improve your credit score with a prepaid card, because your activity is NOT reported to the credit bureaus. On the other hand, you won't need a credit check before your card is approved and you won't need to worry about late fees or interest rates. See below for more details on the different prepaid card offers available.

MasterCard

Visa

Excellent Credit

You are probably receiving multiple offers for credit cards with rewards, bonuses and low interest rates, all thanks to your excellent credit score! We have picked some of the best credit card offers available to help you compare features like hotel points, airline miles, cash back and reduced fees and APRs. Consider which of the cards below offer the most important benefits for you.

Good Credit

A good credit score gives you access to a number of credit cards with rewards ranging from cash back, hotel points and airline miles. In addition, some will offer 0% introductory interest rates on purchases or balance transfers and even waive the annual fee. Use our descriptions to find the card you like best.

Fair Credit

With a fair credit score, you have a choice of credit cards. Although you will probably have a low credit limit and possibly an annual fee, some cards may even offer you rewards. Choose one of the cards on this list and you can begin work on improving your credit.

Bad Credit

Even if you have bad credit, you still have options when it comes to cards: Secured, Unsecured and Prepaid. Secured and Unsecured credit cards report to the credit bureaus, so they can contribute to your efforts to build your credit; Prepaid debit cards do not. Unlike Unsecured "regular" credit cards, Secured cards require you to make an initial deposit with the issuer. A key to building your credit is making on-time payments with your creditors and keeping your account balances relatively low. Read the card offers below to be sure you understand the fees.

Limited or No Credit History

If you are starting from scratch with no credit history, you may have trouble being approved for a credit card. Never fear, the cards below can help you to build a credit history. In some cases, the issuing bank will require a security deposit from you, but your usage will be reported to the three main credit bureaus, just like with a "regular" credit card. Try one of these cards and, by staying up to date with your payments and using your card responsibly, you can build a good credit score.
Credit One Bank
Credit One Bank® Unsecured Platinum Visa®
  • No security deposit required. Get a 100% unsecured card that can help grow and build credit.
  • Focused on growing or rebuilding your credit? We report account activity to all three major credit bureaus each month to help keep your credit score up-to-date.
  • Find out if you're Pre-Qualified without harming your credit score. It's fast, easy, and secure.
  • Looking for more credit? Get credit line increase opportunities, a fee may apply
  • Get 1% cash back on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.
  • Your account is safeguarded against unauthorized charges with Zero Fraud Liability at no additional charge
  • Stay in-the-know about your account with custom email and text alerts that remind you of your payment due date, notify you when a payment posts, or warn you if your available credit runs low
  • Show off your style with a premium card design, a fee may apply.
  • No security deposit required. Get a 100% unsecured card that can help grow and build credit.
  • Focused on growing or rebuilding your credit? We report account activity to all three major credit bureaus each month to help keep your credit score up-to-date.
  • Find out if you're Pre-Qualified without harming your credit score. It's fast, easy, and secure.
  • Looking for more credit? Get credit line increase opportunities, a fee may apply
  • Get 1% cash back on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.
  • Your account is safeguarded against unauthorized charges with Zero Fraud Liability at no additional charge
  • Stay in-the-know about your account with custom email and text alerts that remind you of your payment due date, notify you when a payment posts, or warn you if your available credit runs low
  • Show off your style with a premium card design, a fee may apply.
See More Features
Intro APRPurchases
(Purchases)
N/A
Intro APRTransfers
(Balance Transfers)
N/A
Regular APR
16.74% - 24.74% Variable
Annual Fee
$0 - $99
Credit needed
Bad Credit
Apply
Secure
Genesis Bankcard Services
Indigo® Platinum MasterCard®
  • Pre-qualification available with no impact to your credit score
  • Previous bankruptcy OK
  • Easy pre-qualification process with fast response
  • Free online account access (mobile friendly)
  • Protection from fraud, if your card happens to be lost or stolen
  • Accepted at over 35 Million Locations Worldwide!
  • Pre-qualification available with no impact to your credit score
  • Previous bankruptcy OK
  • Easy pre-qualification process with fast response
  • Free online account access (mobile friendly)
  • Protection from fraud, if your card happens to be lost or stolen
  • Accepted at over 35 Million Locations Worldwide!
See More Features
Intro APRPurchases
(Purchases)
N/A
Intro APRTransfers
(Balance Transfers)
N/A
Regular APR
23.90%
Annual Fee
$0 - $99
Credit needed
Fair Credit
Apply
Secure
Credit One Bank
Credit One Bank® Cash Back Credit Card
  • Receive 1% cash back on eligible purchases, terms apply
  • Make paying your bill easier with the ability to choose your payment date. Terms apply.
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
  • Monitor your credit with free online access to your credit score
  • Show off your style with a premium card design, a fee may apply
  • Receive opportunities for credit line increases, a fee may apply
  • Email or text alerts to remind you when your payment is due
  • Receive 1% cash back on eligible purchases, terms apply
  • Make paying your bill easier with the ability to choose your payment date. Terms apply.
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
  • Monitor your credit with free online access to your credit score
  • Show off your style with a premium card design, a fee may apply
  • Receive opportunities for credit line increases, a fee may apply
  • Email or text alerts to remind you when your payment is due
See More Features
Intro APRPurchases
(Purchases)
N/A
Intro APRTransfers
(Balance Transfers)
N/A
Regular APR
16.74% - 24.74% Variable
Annual Fee
$0 - $99
Credit needed
Fair Credit
Apply
Secure
Credit One Bank
Credit One Bank® Platinum Credit Card with Rewards
  • This unsecured card requires no deposit and can help build your credit
  • Receive opportunities for credit line increases, a fee may apply
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back on eligible purchases, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • Monitor your credit with free online access to your credit score
  • This unsecured card requires no deposit and can help build your credit
  • Receive opportunities for credit line increases, a fee may apply
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back on eligible purchases, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • Monitor your credit with free online access to your credit score
See More Features
Intro APRPurchases
(Purchases)
N/A
Intro APRTransfers
(Balance Transfers)
N/A
Regular APR
16.74% - 24.74% Variable
Annual Fee
$0 - $99
Credit needed
Fair Credit
Apply
Secure
Credit One Bank
Credit One Bank® Cash Back Credit Card
  • See if you Pre-Qualify without harming your credit score
  • 1% cash back on eligible purchases, terms apply
  • No deposit requirements and opportunities to build your credit
  • Enjoy the flexibility to choose your payment due date. Terms apply.
  • Receive opportunities for credit line increases, a fee may apply
  • See if you Pre-Qualify without harming your credit score
  • 1% cash back on eligible purchases, terms apply
  • No deposit requirements and opportunities to build your credit
  • Enjoy the flexibility to choose your payment due date. Terms apply.
  • Receive opportunities for credit line increases, a fee may apply
See More Features
Intro APRPurchases
(Purchases)
N/A
Intro APRTransfers
(Balance Transfers)
N/A
Regular APR
16.74% - 24.74% Variable
Annual Fee
$0 - $99
Credit needed
Bad Credit
Apply
Secure