Homeowners Insurance

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Q&A
Asked by Daniel
Answered by Greg Fischer
Mortgage Professional in Manchester, NH
I'm a mortgage guy - NOT an insurance guy, but I know several. Most companies have a big formula for what needs to be covered, and a second one for what you might w...
Q&A
Asked by Carla
Answered by Bradford Creger PRO+
MoneyTips Contributor in Pasadena, CA
Carla, You should definitely go and get your own individual homeowners insurance policy that would qualify as coverage under your loan. Your bank is covering their “...
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Q&A
Asked by gracie
Answered by Caroline Gerardo
C G Barbeau in Newport Beach, CA
Kingman has some extreme temperatures, monsoon once in a great while, wind, and flash floods. Is your house in a flood plane? Get flood insurance from FEMA. What is th...
Q&A
Asked by Shannon
Answered by Caroline Gerardo
C G Barbeau in Newport Beach, CA
Very sticky. IF you have a fire the insurance checks are written to owner and lender jointly. If the hazard policy is an owner occupied one the lender will likely find...
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