Life Insurance

Q&A
Asked by larahackney
Answered by Kirby Thomas PRO+
Online Life Insurance Comp in San Diego, CA
If your husband's life insurance is a term plan (not Return of Premium), then the simple answer is no, there is no cash back. Also, if it is a permanent plan with cas...
Q&A
Asked by an anonymous user
Answered by Kirby Thomas PRO+
Online Life Insurance Comp in San Diego, CA
There are several reasons. One of the best reasons focuses not on the component of life insurance that is the death benefit, but on the component of cash accumulation....
Q&A
Asked by tope2121
Answered by Kirby Thomas PRO+
Online Life Insurance Comp in San Diego, CA
Hello there. First, the whole life policy can be viewed as both a death benefit and also as an "investment" since it accrues cash value. Look at the death benefit part...
Q&A
Asked by an anonymous user
Answered by Kirby Thomas PRO+
Online Life Insurance Comp in San Diego, CA
Sometimes, it can take that long, or even longer. At the same time, recent improvements in the life policy approval process can result in policies approved in only a f...
Q&A
Asked by an anonymous user
Answered by Lenny Robbins
Insurance Agent in Redmond, WA
There is no best answer for this question without knowing your objective. Unfortunately, most people concentrate on "how" to get there, without know where they want t...
Q&A
Asked by Michael
Answered by Michael Zaino
President & CEO, TZG Financial in Charlotte, NC
Michael, what kind of policy is it? How old are you now? Are you in excellent health? These are questions that must be answered first in order to adequately provide ad...
Q&A
Asked by an anonymous user
Answered by Kirby Thomas PRO+
Online Life Insurance Comp in San Diego, CA
Yes, Joseph, you can make your minor child the beneficiary. However, it is in some ways, not the best thing to do. First, think of the future that you are setting up w...
Q&A
Asked by waltcallahan2015
Answered by Michael Zaino
President & CEO, TZG Financial in Charlotte, NC
Hi Walt! If your mother doesn't already have life insurance, it may be cost prohibitive at her age. But to truly answer the question of need, simply ask yourself if an...
Q&A
Asked by an anonymous user
Answered by Kirby Thomas PRO+
Online Life Insurance Comp in San Diego, CA
That depends! Before a policy lapses (is canceled for lack of premium), it usually goes into a grace period. That period signals the coming lapse and allows you to ret...
Q&A
Asked by an anonymous user
Answered by Kirby Thomas PRO+
Online Life Insurance Comp in San Diego, CA
There are several reasons why a life insurance carrier asks that question. One is that life insurance is considered to be income replacement, and they want to know how...
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